Will I be charged by a firm if they find I have no PPI?

Will you be charged by a firm if they find you have no PPI? No you should have no charge 
for this. The majority of customers who have had PPI do not know if they have it. We 
always get clients to detail all firms they want us to look at whether they know if they have 
had PPI or not. If they don’t have PPI at least our client knows and more importantly there 
is no charge. So why would we do this, well we believe every customer has a right to 
enquire about whether PPI was applied and due to our experience we find that most who 
didn’t know if PPI was applied or not did have it.

We were able to show how deceitful some banks and also loaning companies are; these institutions incorporate in their credit policy something called payment protection insurance. What’s shoddier is that this scenario is clear for many years. Nonetheless, you’ve got the right to claim PPI based on how long you’ve been paying the financial institution for such policy.

Claims for Payment protection insurance are valid usually about 25 years. Nonetheless, the time frame that’s fixed by banks and also building societies often differs from each other. In connection to that, it also depends on precisely how long they’ve been holding your own information. The truth is, these time limits shouldn’t exist at all. You could get your own claim so long as you have the important original documents with you. In the event that you’ve lost these files, then that’s not a big issue. We will present you with all the assistance that you’ll need, to make sure that you’ll be able to make a claim properly.

Giving us with your own original records or even account number isn’t a requirement once you make a claim, nonetheless if you could show them, it could be a great help. To keep all credit cards or loan papers in nearly 25 years is in some way impossible, but a number of individuals are great at it. Additionally, it’s also extremely hard for all people to bear in mind just what their original loan policy number is. In order to show all your records, the majority of lenders will only inquire your own name and also the address which you utilized the time the loan was granted. As a result, we can definitely assist you in your own claim even when you don’t show us the original records.

The law requires monetary companies to help keep records of borrowers’ info within 6 years after the completion date of the initial loan. Naturally, at the least 6 years is the duration when all clients’ files are kept. Yet, there are still other loan companies who hold borrowers’ information for more than 10 years. It is also true that different lenders have different approaches in keeping borrowers’ information. This means to state that some companies let a claim for 25 years; there is also a huge likelihood that other companies will not. This is simply because companies follow different guidelines. Nonetheless, people who want to make a claim are needed to fill the form that is seen on this page.

In case you are contemplating that there’s a chance that you’ve skipped selling your PPI, then you can trust our assistance. We were able to aid thousands of people with their own claim; thus, they’re now making the most of things that they deserve. Fill in the form available on this page if you’d prefer to acquire more information on how you can get started in making a claim.

Should you choose to obtain our professional services, remember that we no more require you to present the original files. We only need a handful of details in completing our task. We only need your complete name, the policy that you acquired, as well as your home address when the transaction was done. In case you have any queries, don’t be reluctant to approach our dedicated group.