Will I be charged by a firm if they find I have no PPI?

Will you be charged by a firm if they find you have no PPI? No you should have no charge 
for this. The majority of customers who have had PPI do not know if they have it. We 
always get clients to detail all firms they want us to look at whether they know if they have 
had PPI or not. If they don’t have PPI at least our client knows and more importantly there 
is no charge. So why would we do this, well we believe every customer has a right to 
enquire about whether PPI was applied and due to our experience we find that most who 
didn’t know if PPI was applied or not did have it.

We’re able to show how fraudulent some banking companies and lending companies are; these institutions include in their credit policy something known as ppi. And what’s worse is that this has been occurring for several years. Then again, you can still claim PPI from the financial institution that offered it to you in the first place; which depends upon the extent of time that you were shelling out the policy.

Usually, individuals could claim up to twenty five years; this is should they have all the original records of payments along with documents. The duration where banking companies and building societies hold and keep your information is also a major thing to consider. But with us, we will be there to help you in making a claim even an original work is not given.

Although giving the authentic paperwork and/or account number in making a claim is useful, we really don’t demand them. Arranging a 25-year loan or credit card papers can just be performed by some people. And it’s fairly impossible also to remember the authentic loan policy number. Commonly, loan companies will require particulars like your own name and also address when your own loan was given in order to find you. Thus, we could represent you in creating a claim without showing the first papers to them.

Once the preliminary loan is done, the records must be kept by the finance institutions for six years as required legally. On the other hand, they are no longer required to keep the records on file soon after obligatory six-year record keeping. Other loan companies still have files of their own customers going back in the 1990’s. The approaches and also duration of record keeping that are utilized by one lender aren’t really the same in comparison to just what some other loan companies are using. This is the reason precisely why a number of companies have a shorter time frame while others provide their clients around 25 years to create a claim. If you would wish to have a claim, complete the form here.

If you are confused about whether you’ve been mis-sold Payment protection insurance we have been here to help you. We’ve helped countless customers to claim back what is rightfully theirs. If you’re interested in claiming, then complete the form offered on this page to learn more information.

Simply because of our small dedicated group, you are assured to get useful answers to any of your queries. We have to figure out the name of the loan company, your address the time the loan was given, and also the kind of policy you had for us to start assisting you in claiming. The original copy of records is not essential.