Tag: ppi claiming

Can I have had Payment Protection Insurance and Not known?

4c8804bc-d565-4164-9a5a-13a945a92376Many of our clients can have had PPI having not known. Many have sworn blind that they 
would never have had PPI which is why we say just check all of facilities regardless of how 
far back because you just don’t know and of course if we find nothing or can not obtain a 
refund then there is nothing to pay! The problem for clients was that most lenders including 
banks would add the insurance without you knowing just building it into the cost of your 
facility. Also the passage of time means paperwork is destroyed and so policies are missed 
or forgotten, so just get it checked out.

You’ll find those who don’t call for any assistance from payment protection insurance policies, but you will find banking institutions that still give the policy in spite of their standing. Sad to say, this treacherous work has been present for several years already. Indeed, this act is much like stealing. Therefore, it’s considered very important that you are aware of exactly how to claim your own Payment protection insurance.

Claims for Payment protection insurance are valid generally up to 25 years. Nonetheless, the time limit which is set by banks and building societies normally differs from each other. That would depend on exactly how long they will keep your own information. For novices, the time limit is unnecessary. You may have your own claim if you have the pertinent authentic papers with you. Conversely, don’t worry if you’ve lost your own files as well. Together with our support, you may effectively file claims to obtain what’s rightfully yours.

Even when you can give us your own account number or perhaps original documents; still we could obtain your own claim without it. Not all individuals can help keep all of their credit card or loan papers in a duration of 25 years. Also, it is also not possible for all individuals to keep in mind precisely what their original loan policy number is. The greater part of it is that most loan providers will only call for your own name and address the time the loan was granted to be able to retrieve all your documents. Considerably, you may still obtain your own claim even if you lost or misplaced your authentic documents.

Finance companies must only keep private data of their own borrowers for six years when the initial loan is completed according to the law. Six years is the necessary minimum duration for business enterprise and financial institutions to keep all their clients’ information. But, there are lots of loan providers who still have client’s data even since the year 1990’s. This means to say that, due to the varying techniques in keeping client’s data, a number of businesses allows a claim for twenty five years, and others would not. Nonetheless, those who need to file a claim are needed to fill out the form available on this site.

Misselling your PPI shouldn’t fret you mainly because we are here to provide you assistance. We were able to assist countless people with their claim; therefore, they are now savoring things that they should have. If you would like much more info on precisely how you could claim, please fill in the form on this page.

We’ve got a staff which is extremely committed to serve and support in case you have any inquiries. For us to assist you, we need to know the name of the loan company, your address that you put in the initial loan and the policy you agreed with. Even though you don’t possess the authentic paperwork, still, we are able to give you the claim you have been yearning for.


The firm I took PPI with has gone out of business can I still claim?

If the firm you took PPI with has gone out of business or bust you can still claim. A 
surprising number of lenders have gone out of business in recent years or have been taken 
over or not regulated in some way shape or form. This isn’t a problem when claiming back 
PPI, it just takes a bit of detective work which we are more than used to to find who is 
responsible from the compensation scheme to the underwriter of the original policy. Again 
we do the donkey work quite rightly as that is what we are here to do to track down the 
policy and make the complaint. 

It’s a fact that debtors were scammed by banks by enabling them pay for protection insurance policies for many years without being aware of it. So how much time do you have to claim your own Payment protection insurance?

Most certainly, to make things clear, there shouldn’t be a specific time limit in case you have kept your original documents and transaction records. However, base on our experience, 25 years is the usual time limit bank offers, though all banks have different cut-off dates. Moreover, the number of years they have kept your personal information is also a consideration. Most certainly, we assure you that we could give you a hand in claiming what’s truly yours even in the absence of the original documents.

There are lots of things that can happen in 25 years. A time that long is more than enough for your files and records to be misplaced. Also, people can hardly recall their 25-year old account number from their loan policy. Your own name and address when you acquired the loan will be recorded by lending businesses; in which they will use such information to simply locate your records as well. And whether or not you have your documents or not, we could still assist you file the claim. Though the documents are essential in claiming, it’s not really a big deal. That is the reason why certain numerical details as well as other files are not needed.

The law says that financial institutions should only keep the records for 6 years soon after the completion date of the initial loan. Needless to say, a minimum of 6 years is the timeframe when all clients’ files are held. Yet, you can still find other loan companies who keep borrowers’ details for over 10 years. It is also correct that different loan companies have varying ways in holding borrowers’ details. This means to state that a number of companies allow a claim for 25 years; there is also a huge probability that other companies will not. Yes, you can still find differences depending on the company alone. So you better fill out the form that you can locate on this page if you’re interested in having a claim.

If you feel you’re one of the numerous those who have been mis-sold with Payment protection insurance policies, then we’ll do our very best in assisting you claim what’s yours. We are very pleased to state that in terms of having a claim, you will find a lot of customers that we have assisted. For you to get started in receiving exactly what is right for you, feel free to fill up the form on this page to get more information.

Also, we can provide your claim even though you don’t hold the supporting documents with you. The lender’s name, the day, and also the policy you were devoted to, are the info that we need to help you. We’ve got a group that’s prepared to respond to any questions on precisely how we can assist you in making your claim.