Tag: how far back can you claim ppi

Can I have had PPI and Not known?

4c8804bc-d565-4164-9a5a-13a945a92376Many of our clients can have had PPI having not known. Many have sworn blind that they 
would never have had PPI which is why we say just check all of facilities regardless of how 
far back because you just don’t know and of course if we find nothing or can not obtain a 
refund then there is nothing to pay! The problem for clients was that most lenders including 
banks would add the insurance without you knowing just building it into the cost of your 
facility. Also the passage of time means paperwork is destroyed and so policies are missed 
or forgotten, so just get it checked out.

For countless years, banks have been crippling financial states of many clients by deceiving them into buying payment protection insurance policies. Will there be any ways of claiming PPI? How can it be carried out and what exactly is it’s period of time?

There should not be a specific time limit; this is if you have along with you your transaction documents and original papers. We generally find banks setting their time limit to 25 years, however they have the authority to set their very own time period limit and it is different from one another. Furthermore, this will depend on exactly how long they’ve held your private information. But you can still have the full extent of your own claim even without the original documents and records to back it up, and we can assist you in fulfilling this endeavor.

Even when you can give us your account number or original paperwork; still we could get your own claim without it. Not all individuals can hold all of their credit card or loan files in a span of 2 and a half decades. Additionally, recalling the original loan policy number is also difficult as well. In order to present all your records, almost all loan companies will only ask your name as well as the address which you utilized the time the loan was granted. This is precisely why we are able to assist you in making a claim even in the absence of your original papers.

The law calls for financial institutions to hold records of borrowers’ info within 6 years after the completion date of the first loan. Meaning to say that all customers’ pieces of information are held for only 6 years. Yet, you may still find some other loan providers who keep borrowers’ information for more than 10 years. Moreover, strategies as well as time period of holding documents differ from one loan provider to another. As a result, one company may allow you to claim only 25 years, and others may not. Yes, you can still find distinctions depending on the company itself. So you better fill in the form that you could locate here if you’re interested in making a claim.

You could trust us if you think that you’ve mis-sold PPI. We were able to aid lots of people with their claim; hence, they are now relishing things that they deserve. If you would like more facts about exactly how you could claim, please fill out the form on this page.

Acquiring our own services is much more hassle-free for the fact that it won’t be needed for you to pass the original records and documents. All that we need are a few useful information in order to make claims. That would involve your name, the type of policy that you had, as well as your address at the time when you took out a loan. For further questions, you can ask our friendly as well as experienced employees.


I have been told PPI cannot be claimed after 6 years, is this true?

If you have been told PPI cannot be claimed after 6 years or a certain lender cannot be 
looked into for whatever reason. Sadly whoever told you is just wrong. PPI policies can be 
checked as far back as you like. The only problem arises is that some firms have 
destroyed certain bits of paperwork, but because the lenders are all different even those 
that have said they have no records miraculously find the information when pushed. Our 
earliest success is for a facility in 1982 and even when submitting a complaint into the 
ombudsman we have been successful with a case from 1987. Regardless of age get the 
facility checked out we don’t charge if we don’t find and get back. 

Through mistakenly selling payment protection insurance, banks and also other monetary companies have long fooled their unsuspecting customers. How could you get everything back from the PPI policies? How can it be done and what is it’s period of time?

Well, to make things very clear, there shouldn’t be a particular time limit when you have secured your original files and also payment documents. Nonetheless, base on our own experience, twenty five years is the usual time limit bank provides, although all banking companies have got different time limits. In addition, you must bear in mind that the duration in which they keep your personal data is a factor. Well, we assure you that we can lend you a hand in claiming what’s truly yours even in the absence of the original documents.

Although they are beneficial, we do not need borrowers to provide an account number or the original documents in claiming. Few people would be organized enough to keep up to twenty five years of financial loan or even credit card documents. Moreover, it is also difficult that you still recall your original loan policy number. In order to retrieve your details, loan providers would normally require your address at that time the loan was accredited in addition to your complete name. Rest assured that we can assist you on your claim even in the absence of the original papers.

If you’d like to get our assistance in making a claim , simply fill in the form on this site. After 25 years you’ve made the agreement, some loan providers won’t take your claim. This is because the policies and techniques that loan providers make use of in record keeping frequently differ from one another. A few data are kept for decades since their initial transaction, nevertheless there are people who get rid of the details when they’ve accomplished their time limit. Law states that the client’s data should be just kept by lending businesses for six years. Nonetheless, this is only the minimum number of years they are necessary to keep the documents of their customers.

We are here to extend some help to those who have to make a claim. To do that, you should only have to complete the form in this page. Being misled into purchasing Payment protection insurance policies is likely to be an unusual matter for some people to manage. We can definitely help you in this situation. In fact, there are many people who were able to make a claim successfully though our assistance. Now, it’s time to have the money that’s rightfully yours.

For all your queries and also clarifications, our reputable crew can give you the answers. In order for us to assist you, we have to know the name of the loan company, your address that you placed in the first loan and also the policy you agreed with. Even if you don’t hold the authentic papers, still, we could provide you the claim you have been yearning for.