Tag: how far back can you claim ppi

Can I have had PPI and Not known?

4c8804bc-d565-4164-9a5a-13a945a92376Many of our clients can have had PPI having not known. Many have sworn blind that they 
would never have had PPI which is why we say just check all of facilities regardless of how 
far back because you just don’t know and of course if we find nothing or can not obtain a 
refund then there is nothing to pay! The problem for clients was that most lenders including 
banks would add the insurance without you knowing just building it into the cost of your 
facility. Also the passage of time means paperwork is destroyed and so policies are missed 
or forgotten, so just get it checked out.

We have found that there are banks which are misleading clients by incorporating the payment protection insurance on their tab. However, this kind of fraud occurs for years. However, you can still claim PPI from the financial institution which provided it to you in the first place; which depends upon the extent of time that you were shelling out the policy.

Claims for PPI are valid typically up to 25 years. Even so, the time frame which is fixed by banks and also building societies generally varies from one another. The deadlines are also based on any remaining personal information and also documents that they still have. For newbies, the time frame is pointless. So long as you still have all of the documents of payments and some other original files, you have to be able to make a claim whenever you regarded needed. However, don’t worry if you’ve lost your own files as well. Leave the particular claim to us, for we all know precisely what to carry out.

With us, you don’t have to give the original papers or even account number once we claim. Just anticipate that you can get your own claim despite that your own original papers were gone. Not all people could keep their loan papers and also transaction in the past 25 years. Moreover, lenders can certainly see your own information by making reference to the borrower’s name and address which you have put in the loan deal.

If you’d like to have our own help in making a claim , just fill in the form on this site. Not all loan providers would validate a claim that is settled by a client twenty five years after the first transaction. The real reason for this is that each loan company has its own set of distinct protocols in keeping client’s information. Many have secured records going back in the 1990’s while some are fast to dump documents once they are legally permitted to do so. Any documents from your first loan must be secured by the lending party for 6 years as ordered by the law. Six years nonetheless is only the minimum time, and it could be extended further according to the lending company’s choice.

If you are considering that there is a possibility that you have skipped selling your Payment protection insurance, then you can rely on our assistance. The total number of clients that we’ve reclaimed what they should have has been possible because of our assistance. If you would like more facts about how you could claim, please fill in the form on this page.

For all your inquiries and clarifications, our dependable crew can present you the solutions. What you need to do is to present us with the lender’s name and also your own address for those who have made your initial loan as well as the kind of policy you had. We’ll gladly present our assistance in making your own claim, and you don’t need to present us with any of the authentic files.


I have been told PPI cannot be claimed after 6 years, is this true?

If you have been told PPI cannot be claimed after 6 years or a certain lender cannot be 
looked into for whatever reason. Sadly whoever told you is just wrong. PPI policies can be 
checked as far back as you like. The only problem arises is that some firms have 
destroyed certain bits of paperwork, but because the lenders are all different even those 
that have said they have no records miraculously find the information when pushed. Our 
earliest success is for a facility in 1982 and even when submitting a complaint into the 
ombudsman we have been successful with a case from 1987. Regardless of age get the 
facility checked out we don’t charge if we don’t find and get back. 

The payment protection insurance has been sold by banks even to those clients that don’t demand it. This shoddy operation also misled a large number of people for a long time today. This is clearly similar to stealing. With that in mind, you should uncover how much time you must claim your PPI.

Individuals are commonly given 25 years to create a claim, but preferably, tthere shouldn’t be time limit in case you can present the financial institution your payment records and original files. The policies imposed by banking institutions and lending institutions on exactly how long they keep the files of their clients often differ, and this is also used as basis for the time frame which they set for the Payment protection insurance claims. We’re nonetheless able to help you make a claim although you may don’t have the original papers.

We don’t need you to have your original paperwork or even account number to give when claiming, it would be beneficial but it is not needed. We understand that not all people are able to keep financial loan or credit card papers for a maximum of 25 years. It is very unlikely that you still memorize your original loan policy number after several years. To be able to retrieve your details, loan providers would normally need your home address at the time the loan was approved in addition to your complete name. Rest assured that we can help you on your claim even in the absence of the original documents.

Banking institutions should only keep personal data of their own clients for 6 years when the initial loan is finished according to the law. Six years is the necessary minimum duration for business enterprise and banking institutions to keep all their clients’ details. However, there are loan providers these days that still have data of their own clients way back 1990’s. This means that, due to the various procedures in keeping client’s data, several companies will allow a claim for twenty five years, and others would not. Thus, if you are interested in making a claim just fill out the necessary information in the form provided on this page.

If you’re puzzled by if you’ve been mis-sold Payment protection insurance we have been here to help. We have assisted many clients to claim back what’s truly theirs. Fill out the form on this page if you like to learn more about how you can get started in making a claim.

You don’t need to offer us with any documents or records. The lender’s name, the day, and the policy you were devoted to, are the details that we want to assist you. If you have any question or if you require any clarification concerning this issue, we have a team on standby ready to give you answers.