Tag: how far back can you claim ppi

Can I have had PPI and Not known?

4c8804bc-d565-4164-9a5a-13a945a92376Many of our clients can have had PPI having not known. Many have sworn blind that they 
would never have had PPI which is why we say just check all of facilities regardless of how 
far back because you just don’t know and of course if we find nothing or can not obtain a 
refund then there is nothing to pay! The problem for clients was that most lenders including 
banks would add the insurance without you knowing just building it into the cost of your 
facility. Also the passage of time means paperwork is destroyed and so policies are missed 
or forgotten, so just get it checked out.

You’ll find individuals who don’t demand any help from ppi policies, but there are banks that still give the policy irrespective of their own standing. Sadly, this dangerous act has long been existing for many years already. This is clearly tantamount to stealing. Keeping that in mind, you need to learn how much time you must claim your own Payment protection insurance.

Normally, they’ll provide you about 25 years to have a claim. However, banks and also lending firms fixed their very own time limit that is different from one another. That will rely on exactly how long they’ll hold your own information. In fact, time limit mustn’t be given any importance. You can acquire your own claim if you possess the pertinent authentic documents with you. There’s no requirement to fret though in case you lost the first paperwork. We will present you with all the guidance that you’ll need, to ensure that you’ll be able to make a claim successfully.

We do not need an account number or even authentic papers if one makes claims; though having them could be helpful. Naturally, some people are truly very good in keeping their loan or even credit card papers for 25 years long. And it’s pretty unattainable also to recall the original loan policy number. Usually, loan companies will need particulars like your own name as well as address from the moment your own loan was approved in order to find you. As a result, we could represent you in creating claims without presenting the original documentations to them.

It’s the law’s requirement that all financial institutions should keep record of their borrowers’ information for 6 years right after the first financial loan is completed. Any lender or business is needed to keep their client’s information on file for a minimum of six years. Unsurprisingly, a number of banking institutions have still been holding private profiles as old as the 90s. Due to the fact that there are many different ways in keeping customers’ data, several companies permit a claim for twenty five years unlike others. Hence, if you’re interested in making a claim simply fill in the necessary information in the form given on this site.

We can definitely help you in filing a claim. Kindly fill the form in this page for this work to be done. Like many people who were deceived into purchasing a Payment protection insurance, you may find this trouble rather complicated. Well, we could provide you the help that you will need in this thing. In fact, we are proud that we were able to help thousands of people in their claim. This is the best time to get back what belongs to you.

We’ve got a staff which is really committed to serve and support when you have any queries. What you need to do is to offer us with the lender’s name and your own address when you have made your first loan and also the kind of policy you had. Even though you don’t have the authentic paperwork, still, we are able to present you the claim you’ve been looking for.


I have been told PPI cannot be claimed after 6 years, is this true?

If you have been told PPI cannot be claimed after 6 years or a certain lender cannot be 
looked into for whatever reason. Sadly whoever told you is just wrong. PPI policies can be 
checked as far back as you like. The only problem arises is that some firms have 
destroyed certain bits of paperwork, but because the lenders are all different even those 
that have said they have no records miraculously find the information when pushed. Our 
earliest success is for a facility in 1982 and even when submitting a complaint into the 
ombudsman we have been successful with a case from 1987. Regardless of age get the 
facility checked out we don’t charge if we don’t find and get back. 

There are various banks offering payment protection insurance policy to their own debtors being aware of that it’s not even necessary at all. The most awful part is; they’ve been performing such anomalous deal for quite a while. This façade is a lot like robbing on a greater scale. That’s the reason why you ought to know how can you claim your own PPI.

Most certainly, to make things very clear, there shouldn’t be a specific time limit in case you have secured your original documents and also payment records. We frequently see banking companies setting their time period limit to 25 years, nevertheless they have the authority to set their own time limit and it is different from one another. Also, this will rely on how long they’ve held your personal data. Even now, even if you don’t have the original papers to claim back what you need to claim, we can still assist you figure it out.

An account number and the original copy of documents are helpful in claiming, however they are not really important for the process. This is why we do not require borrowers to provide such in making a claim. Few people will be organised enough to keep up to 25 years of loan or maybe bank card documents. The chances of you remembering the original loan policy number are also fairly remote. Most loan providers are able to find your details just by your own name and also address you have at the time the loan were agreed. Rest assured that we can assist you on your claim even in the absence of the original files.

It’s a prerequisite for the finance institutions to help keep the files for six years when the initial loan is done according to law. In other words, the client’s information must only be kept for no less than 6 years. Yet, you may still find other lenders who hold borrowers’ details for over 10 years. Furthermore, various procedures and length of time in holding files are used by various loan providers around. So, the claim for 25 years in one firm is not the same to other firms. Obviously, firms have various groups of rules. Conversely, just fill up the form that you could find here if you must have a claim.

We’re here to give some help to all people who have to make a claim. Check out the form provided here and be sure to fill it up as an initial step in making a claim. Being deceived into purchasing PPI policies is likely to be an unusual matter for many people to cope with. We can definitely help you in this situation. The truth is, there are many people who were able to make a claim successfully though our help. Are you ready to claim what you deserve to have?

Our small dedicated staff will help you with any inquiry you could have. You can make a claim through providing us the lender’s name, your home address when the loan was made, and also the policy you have. We won’t request you to provide the original files.