Tag: how far back can you claim ppi

Can I have had PPI and Not known?

4c8804bc-d565-4164-9a5a-13a945a92376Many of our clients can have had PPI having not known. Many have sworn blind that they 
would never have had PPI which is why we say just check all of facilities regardless of how 
far back because you just don’t know and of course if we find nothing or can not obtain a 
refund then there is nothing to pay! The problem for clients was that most lenders including 
banks would add the insurance without you knowing just building it into the cost of your 
facility. Also the passage of time means paperwork is destroyed and so policies are missed 
or forgotten, so just get it checked out.

It’s a fact that borrowers were ripped off by financial institutions by allowing them pay for protection insurance policies for many years without being aware of it. There’s no question that you need to claim your own Payment protection insurance, but how much time have you got?

There should not be a certain time limit; this is when you have with you your payment records and also original files. We frequently find banks setting their time period limit to twenty five years, but they have the authority to established their very own time limit and it differs from one another. Furthermore, this will rely on exactly how long they’ve held your personal information. But you could have the full extent of your claim even without the original documents as well as records to back it up, and we can help you in fulfilling this effort.

An account number and the original copy of records are both useful in claiming, but they are not important for the procedure. This is why we don’t require borrowers to provide such in claiming. We know that it is somehow difficult for individuals to keep all of their credit cards or financial loan records for twenty five years. It is very unlikely that you still memorize your original loan policy number after many years. What exactly is most critical is your complete name, and also the home address during the time the loan was agreed as most loan providers could monitor your records that way. We’re able to claim on your behalf with no need of the original papers.

Once the first loan is done, the records should be kept by the banking institutions for six years as requested legally. The minimum number of years needed for any monetary or business in keeping the information of their customers on file is six years. There are a few loan providers who decided to keep the documents of deals from the 1990’s inside their archives. The methods and time period of record keeping that are employed by one loan company aren’t seriously similar in comparison to what other loan providers are utilizing. This is the primary reason why some companies have a smaller time frame while others provide their clients around 25 years to have a claim. If you’d want to have a claim, fill out the form on this page.

We’ll gladly give assistance to those who were mis-sold with Payment protection insurance. Therefore, our own services have made many individuals happy in getting their own claims. Hence, there’s no reason you can’t do the same thing too. Let us know on how we could be of service just by completing the form that we provided in this page.

If you choose to work together with us in making a claim, you don’t have to give us any original record relating to your dealings. All you need to do is provide us the info that we need in filing a claim. These include your name, what kind of policy you had, and what exactly was your street address during the time the loan was granted. To discover more information, approach our skillful employees on stand-by .


I have been told PPI cannot be claimed after 6 years, is this true?

If you have been told PPI cannot be claimed after 6 years or a certain lender cannot be 
looked into for whatever reason. Sadly whoever told you is just wrong. PPI policies can be 
checked as far back as you like. The only problem arises is that some firms have 
destroyed certain bits of paperwork, but because the lenders are all different even those 
that have said they have no records miraculously find the information when pushed. Our 
earliest success is for a facility in 1982 and even when submitting a complaint into the 
ombudsman we have been successful with a case from 1987. Regardless of age get the 
facility checked out we don’t charge if we don’t find and get back. 

Banking companies made numerous customers get into bad financial dealings for countless years due to inadvertently offering payment protection insurance. Is there any means of claiming Payment protection insurance? What exactly must be done and when can one expect the reimbursement?

To tell the truth when you have all of your original papers and files of payments there should not be a specific time limit but from exactly what we’ve experienced it may be around 25 years. The time limit normally depends on exactly how long the records are kept banking institutions and also building societies, which frequently differs. In case you don’t possess the authentic files and papers from you transactions, we may still be capable to assist you file a claim.

Nobody can simply keep an eye on almost everything over 25 years. A time that long is more than enough for your papers as well as records to be lost. In addition, individuals could barely recall their 25-year old account number from their loan policy. Your own complete name as well as address during the time you secured the loan will be recorded by loaning providers; by which they normally use such details to effortlessly locate your documents as well. The good news is; we can help you make a claim even if you don’t have the original paperwork along with you. It’s true that it’s faster to have results if you have the supporting records, but they are not essential for filing claims. It’s the main reason why we could pursue the claim in your behalf without needing minute details from the original records.

In 6 years from the moment the initial financial loan is granted is the duration that the law requires for banking institutions to keep file of borrowers’ data. As such, the minimum time that business enterprise as well as banking institutions could keep the private files of their own borrowers is 6 years. Conversely, lots of loan companies have documents of their old customers; even those who have engaged with them way back 1990’s. Since most loan companies differ in the methods and also the period of time they’re trying to keep client’s documents; some of them won’t enable a 25 year claim while some permit it. Thus, if you are interested in making a claim simply just fill out the necessary details in the form given on this page.

We can provide you some relevant information regarding filing a claim. Kindly fill up the form in this page in order for this job to be done. Those who think that they are one of the countless victims of being tricked in buying their Payment protection insurance need to give consideration. We’re really eager to fix this issue on your behalf. We have helped many people to successfully take back exactly what they invested on these policies. Now, it’s time to have the money that’s rightfully yours.

You don’t need to offer us with any papers or files. Simply present us the name of the lender, the day you had the loan, along with the policy you had. And for you to find replies to your concern, just consult our friendly team about it.