If you have been told PPI cannot be claimed after 6 years or a certain lender cannot be
looked into for whatever reason. Sadly whoever told you is just wrong. PPI policies can be
checked as far back as you like. The only problem arises is that some firms have
destroyed certain bits of paperwork, but because the lenders are all different even those
that have said they have no records miraculously find the information when pushed. Our
earliest success is for a facility in 1982 and even when submitting a complaint into the
ombudsman we have been successful with a case from 1987. Regardless of age get the
facility checked out we don’t charge if we don’t find and get back.
The payment protection insurance has been sold by banks even to those clients that don’t demand it. This shoddy operation also misled a large number of people for a long time today. This is clearly similar to stealing. With that in mind, you should uncover how much time you must claim your PPI.
Individuals are commonly given 25 years to create a claim, but preferably, tthere shouldn’t be time limit in case you can present the financial institution your payment records and original files. The policies imposed by banking institutions and lending institutions on exactly how long they keep the files of their clients often differ, and this is also used as basis for the time frame which they set for the Payment protection insurance claims. We’re nonetheless able to help you make a claim although you may don’t have the original papers.
We don’t need you to have your original paperwork or even account number to give when claiming, it would be beneficial but it is not needed. We understand that not all people are able to keep financial loan or credit card papers for a maximum of 25 years. It is very unlikely that you still memorize your original loan policy number after several years. To be able to retrieve your details, loan providers would normally need your home address at the time the loan was approved in addition to your complete name. Rest assured that we can help you on your claim even in the absence of the original documents.
Banking institutions should only keep personal data of their own clients for 6 years when the initial loan is finished according to the law. Six years is the necessary minimum duration for business enterprise and banking institutions to keep all their clients’ details. However, there are loan providers these days that still have data of their own clients way back 1990’s. This means that, due to the various procedures in keeping client’s data, several companies will allow a claim for twenty five years, and others would not. Thus, if you are interested in making a claim just fill out the necessary information in the form provided on this page.
If you’re puzzled by if you’ve been mis-sold Payment protection insurance we have been here to help. We have assisted many clients to claim back what’s truly theirs. Fill out the form on this page if you like to learn more about how you can get started in making a claim.
You don’t need to offer us with any documents or records. The lender’s name, the day, and the policy you were devoted to, are the details that we want to assist you. If you have any question or if you require any clarification concerning this issue, we have a team on standby ready to give you answers.