If you have been told PPI cannot be claimed after 6 years or a certain lender cannot be
looked into for whatever reason. Sadly whoever told you is just wrong. PPI policies can be
checked as far back as you like. The only problem arises is that some firms have
destroyed certain bits of paperwork, but because the lenders are all different even those
that have said they have no records miraculously find the information when pushed. Our
earliest success is for a facility in 1982 and even when submitting a complaint into the
ombudsman we have been successful with a case from 1987. Regardless of age get the
facility checked out we don’t charge if we don’t find and get back.
There are various banks offering payment protection insurance policy to their own debtors being aware of that it’s not even necessary at all. The most awful part is; they’ve been performing such anomalous deal for quite a while. This façade is a lot like robbing on a greater scale. That’s the reason why you ought to know how can you claim your own PPI.
Most certainly, to make things very clear, there shouldn’t be a specific time limit in case you have secured your original documents and also payment records. We frequently see banking companies setting their time period limit to 25 years, nevertheless they have the authority to set their own time limit and it is different from one another. Also, this will rely on how long they’ve held your personal data. Even now, even if you don’t have the original papers to claim back what you need to claim, we can still assist you figure it out.
An account number and the original copy of documents are helpful in claiming, however they are not really important for the process. This is why we do not require borrowers to provide such in making a claim. Few people will be organised enough to keep up to 25 years of loan or maybe bank card documents. The chances of you remembering the original loan policy number are also fairly remote. Most loan providers are able to find your details just by your own name and also address you have at the time the loan were agreed. Rest assured that we can assist you on your claim even in the absence of the original files.
It’s a prerequisite for the finance institutions to help keep the files for six years when the initial loan is done according to law. In other words, the client’s information must only be kept for no less than 6 years. Yet, you may still find other lenders who hold borrowers’ details for over 10 years. Furthermore, various procedures and length of time in holding files are used by various loan providers around. So, the claim for 25 years in one firm is not the same to other firms. Obviously, firms have various groups of rules. Conversely, just fill up the form that you could find here if you must have a claim.
We’re here to give some help to all people who have to make a claim. Check out the form provided here and be sure to fill it up as an initial step in making a claim. Being deceived into purchasing PPI policies is likely to be an unusual matter for many people to cope with. We can definitely help you in this situation. The truth is, there are many people who were able to make a claim successfully though our help. Are you ready to claim what you deserve to have?
Our small dedicated staff will help you with any inquiry you could have. You can make a claim through providing us the lender’s name, your home address when the loan was made, and also the policy you have. We won’t request you to provide the original files.