There’s a big tendency that you are spending money on a payment protection insurance if you’re somebody who has a credit card, loan, or even mortgage with more or less 25-year HSBC agreement. In most all cases greedy banks and loan companies mis-sold these policies or included them in the credit agreements without the borrower’s knowledge.
The original idea of ppi was to help a person repay the loan payments if they became sick, was involved in an accident or became unemployed. That’s why many banks unnecessarily sell PPI policies to debtors, and employ it as an opportunity to ensure payment.
We were able to reveal how fake a few banking companies as well as loaning companies are; these establishments incorporate in their credit policy something referred to as ppi. It’s somehow grim to realize that this has been happening for a long time. However, you could still claim PPI from the bank that offered it to you initially; which depends upon the extent of time that you were paying out the policy.
The fact is, you can get the whole extent of your claim if you still have the original records of your transactions without having to worry concerning the time limit. However, base on our own experience, 25 years is the typical time limit financial institution offers, though all banking companies have different time limits. Additionally, this will depend on how long they’ve held your private information. Rest assured; we could help you even if you didn’t have any of the original documents to get back what you deserve.
Although showing the original documents and/or account number in making a claim is advantageous, we truly don’t demand them. Organizing a 25-year loan or credit card files could only be completed by some people. Moreover, remembering the original loan policy number is also difficult as well. The best part of it is that nearly all loan companies will only need your name and also address the time the loan was granted in order to retrieve all your information. As a result, we could handle your case in making a claim without presenting the original documentations to them.
It is a prerequisite for the banking institutions to help keep the documents for six years once the first loan is finished according to law. Put simply, the client’s particulars must only be kept for at least 6 years. Nonetheless, a number of loan companies forget to adhere to the record keeping time frame simply because they have still it on file for more than 10 years. In addition, loan companies have different methods as well as duration in holding the files. So, one firm might enable you to around 25 years, and others may not. Yes, there are still differences depending on the company alone. So you better complete the form that you can see on this page if you are keen on having a claim.
If you’ve discovered that your lending company is offering PPI policy behind your back, then let us assist you with it. As such, we have made a great number of individuals delighted in getting their own claim, and you can be one of them. For you to begin in getting what is right for you, feel free to fill up the form here for additional details.
You don’t need to provide us with any papers or even files. All you have to do is disclose to us the name of the loan provider or even lending company, date and time of the loan was completed and what sort of policy you got. We’ve got a crew which is ready to answer any questions on the way we could help you make your own claim.