Can I claim back ppi if I’ve used it I hear you cry, the simple answer is yes you can. The
act of mis-selling PPI is not whether you have claimed or not it is about the lender
following the correct sales process when the PPI policy was sold. If they didn’t whether the
PPI claim was successful or not doesn’t matter. However, if you did have a claim any
settlement would be minus the amount they have already paid you. For our clients we base
any success fee on the amount you get minus the previous claim which is the fairest way to
structure our fees for you.
We were able to reveal how fraudulent some banks as well as loaning companies are; these institutions incorporate in their credit policy something referred to as ppi. It’s somehow grim to realize that this has been happening for years. However, you could still claim PPI from the financial institution which offered it to you in the first place; which depends upon the extent of time that you were shelling out the policy.
Most of the time, individuals can claim up to 25 years; this is should they have all of the original records of payments and also other files. Moreover, remember that it also relies about how long banks as well as building societies have kept your essential data. However, even without the original documents, we absolutely can still help you in getting what you are worthy of.
We do not require an account number or authentic documents if someone makes claims; though possessing them can be advantageous. Not all folks can help keep all of their credit card or even loan files in a span of 25 years. Besides, some people can’t also remember the original loan policy number they have. Nevertheless, the loan companies may still trace back your information in case you have presented them the exact address and also name you’ve given to them throughout the loan was agreed upon. So, we can definitely help you out in your claim even when you do not clearly show us the authentic records.
Just complete the form you see on this site for it will assist you file your claim. Not all lenders would verify a claim that’s settled by a customer twenty five years right after the first transaction. This is because the policies and methods that lenders make use of in record keeping often vary from each other. Lawfully, loaning businesses can dispose of their past client’s data files if the needed length is up; however, a few lenders are keeping data since time immemorial. After the completion date of the initial loan, the loan provider is legally bound to keep the files for six years. Six years nevertheless is only the minimum time, and it could still be extended further according to the loaning company’s decision.
If you’ve discovered that your lending company is offering Payment protection insurance policy behind your back, then allow us to help you with it. Various individuals already made a claim efficiently through our own help, and we can do the same thing for you. For you to get started in obtaining precisely what is best for you, feel free to fill the form on this page to get more information.
Simply because of our small dedicated team, you are guaranteed to have valuable solutions to any of your questions. To make a claim, all we require is the name of the lender, your home address at the time of taking out a loan , and what type of policy you had. It is no longer needed for you to provide us with the original documents.