Can I claim back ppi if I’ve used it I hear you cry, the simple answer is yes you can. The
act of mis-selling PPI is not whether you have claimed or not it is about the lender
following the correct sales process when the PPI policy was sold. If they didn’t whether the
PPI claim was successful or not doesn’t matter. However, if you did have a claim any
settlement would be minus the amount they have already paid you. For our clients we base
any success fee on the amount you get minus the previous claim which is the fairest way to
structure our fees for you.
It’s now clear to us that many debtors are scammed by financial institutions in which payment protection insurance policies are secretly added to their original agreement. Nevertheless, this sort of fraud occurs for several years. However, you could still claim PPI from the financial institution which offered it to you in the first place; which depends on the extent of time that you were paying out the insurance policy.
There shouldn’t be a specific time limit; this is when you have with you your transaction records as well as original documents. Although not all banking companies have the same limits, most often they give a 25-year limit. In addition, the number of years they have secured your personal data is also a consideration. But you could get the full extent of your claim even without the original papers as well as records to back it up, and we can assist you in fulfilling this endeavor.
With us, you don’t have to give the original papers or even account number whenever we make the claim. Just expect that you could have your claim in spite of that your original papers were gone. It is seriously possible that individuals will forget as to where they have placed their loan or credit card documents as well as original loan policy number after 25 years. The positive part of it is that merely by requesting your name and also the address which you utilized the time the loan was arranged, almost all loan companies can already retrieve all your details.
It’s a requirement for the finance institutions to hold the records for six years in the event the first loan is complete based on rules. This means to state that all clients’ information are held for just 6 years. However, there are finance institutions that still get access to borrowers’ personal information for over the period of time required. In addition, procedures as well as time period of keeping documents change from one loan provider to another. Because of this, there are companies which will allow a claim for 25 years and others will not. Yes, you can still find variations depending on the firm itself. Nevertheless, you may fill up the form on this page if you love to make your own claim.
We’ll happily present assistance to those who were mis-sold with PPI. We already extended our services to many clients in reclaiming what’s theirs. Therefore, there’s no explanation you can’t do the same too. To assist you further with your demands, please complete the info required on the form provided down below.
Do not forget that you don’t need to provide the original paperwork should you decide to obtain our services. We just need a number of details in completing our task. These information that you have to give are your complete name, the kind of loan policy, and also the address that you utilized when filing the loan. To learn more on how we can provide our help, we’ve got a group on standby and prepared to answer any of your questions.