Can I claim back ppi if I’ve used it I hear you cry, the simple answer is yes you can. The
act of mis-selling PPI is not whether you have claimed or not it is about the lender
following the correct sales process when the PPI policy was sold. If they didn’t whether the
PPI claim was successful or not doesn’t matter. However, if you did have a claim any
settlement would be minus the amount they have already paid you. For our clients we base
any success fee on the amount you get minus the previous claim which is the fairest way to
structure our fees for you.
It’s now apparent to us that many borrowers are scammed by banking companies in which payment protection insurance policies are confidentially extra to their own first contract. It’s somehow grim to know that this has been happening for years. Nonetheless, how can you get back your PPI claim considering the number of years you’ve been fooled by the bank authority.
Claims might be obtainable within 25 years. As a result, the time frame provided by banks and also building societies are different from one another. Additionally, this will be based on precisely how long they’ve held your details. The truth is, these deadlines shouldn’t exist at all. You can claim without any certain time frame as long as you have an original contract records and also papers. Nevertheless, it’s needless to have your original papers with you to create a claim. Leave the particular claim to us, for we know specifically what to do.
In the span of 25 years, a lot of things have took place, and changes made. You might lose some of your papers concerning your bank card and loans in that period of time. Not everybody can remember all the information of their original transactions after two decades or maybe more. Your complete name and home address when you acquired the loan will be recorded by lending firms; in which they normally use such details to effortlessly locate your documents at the same time. The great news is; we could help in making a claim even if you don’t have the original documents with you. While it’s advantageous to get these records, it’s not important in claiming. That’s why we don’t require you to provide the original account number or paperwork.
The law calls for all banking institutions that records should only be kept for six years once the first loan is completed. Additionally, loaning businesses and financial companies ought to keep clients’ files for at least 6 years. On the other hand, many loan companies have files of their old customers; even those who have engaged with them way back 1990’s. Because of the fact that there are many ways in keeping customers’ information, a number of businesses permit a claim for 25 years unlike others. Hence, if you’re interested in making a claim simply fill in the required details in the form provided on this site.
In case you are considering that there is a chance that you’ve skipped selling your PPI, then you can trust our help. We were able to help lots of people with their own claim; thus, they are now relishing things that they should have. If you’re interested in claiming, then fill out the form given on this page to discover additional information.
We have a professional team of professionals who are always prepared to attend to your needs. You could make a claim by giving us the lender’s name, your address when the loan was made, and also the policy you had. The original copy of records is no longer necessary.