Can I claim back ppi if I’ve used it I hear you cry, the simple answer is yes you can. The
act of mis-selling PPI is not whether you have claimed or not it is about the lender
following the correct sales process when the PPI policy was sold. If they didn’t whether the
PPI claim was successful or not doesn’t matter. However, if you did have a claim any
settlement would be minus the amount they have already paid you. For our clients we base
any success fee on the amount you get minus the previous claim which is the fairest way to
structure our fees for you.
You can find people who don’t require any help from payment protection insurance policies, but you’ll find banks that still offer the policy regardless of their own status. However, this treacherous work has been active for some time already. This is obviously similar to stealing. That’s precisely why you should find out how could you claim your PPI.
Ideally, there shouldn’t be time period especially if you can present all your payment files as well as original papers, but the majority of banking institutions will just offer you 25 years to make a claim. Financial institutions as well as lending firms can set their very own time period, that they based totally on the length of time they keep the files of their own customers. Be assured could still assist you with your claim even when the original files are no longer with you.
In the length of 25 years, lots of things have happened, and changes made. Given that number of years, it’s not a surprise any longer that you cannot remember where your documents are placed. For more than twenty years, not all individuals may possibly recall the actual details about their loan policy transactions. Besides your complete name, loan providers will usually include the address you provided during the time the loan was agreed as among the basis in finding your information. The great news is; we can help in making a claim even if you don’t have the original paperwork with you. It’s simpler to claim when you acquired your original documents, however it’s not totally necessary. That is the reason why certain numerical details as well as other documents are not needed.
Within six years right after the first loan is done is the period required by the law for financial companies to help keep documents of their borrowers’ details. With that, details of every customer will be on file for 6 years. However, a few loan providers forget to stick to the record keeping period of time simply because they have still it on file for over 10 years. It’s also correct that various loan providers have different means in keeping borrowers’ information. As a result, one company may enable you to claim only 25 years, and others might not. Well, these come in different ways according to precisely what the firm implements. However, just fill up the form that one could find on this page if you must make a claim.
If you’re puzzled by whether you’ve been mis-sold PPI we are here to help you. We have established our name in aiding many customers in getting back what is legally their own possession. Fill out the form on this page if you want to learn more about how you could get started in making a claim.
Do not forget that you don’t need to present the original paperwork should you decide to get our services. All you need to do is provide us the info that we need in filing a claim. These include your complete name, what type of policy you had, and what exactly was your street address throughout the time the loan was given. To know more information, approach our competent employees on stand-by .